A fresh approach to health benefits
A fresh approach to health benefits
50+ Employees
As your company grows, you are no longer just buying insurance, you are managing a massive financial liability. Our custom plans delivers elite, self-funded strategies to established businesses. We combine deep cost savings, total plan control, and transparent data for insight like never before.
Trusted benefits for thousands of employees, families, and individuals.
See how we deliver measurable financial impact without compromising your employees' healthcare experience.
Because we bypass the expensive insurance billing maze, providers give us steep discounts. We routinely negotiate surgery costs and specialty prescriptions down for massive savings.
We handle everything. It is a health plan you can shape around your workforce's needs. Easier to administrate, better for your people, and a massive win for the business.
Fully insured plans bundle pharmacy benefits, network access, and administration into a black box. This opaque pricing structure is designed to hide massive markups and guarantee carrier profit margins at your expense.
We tear down the black box. By unbundling your health plan and negotiating direct, cash-based pricing with providers, we eliminate the hidden fees and deliver average savings of 20% to 60% for your business.
Discover how our Smart Health self-funded model provides the financial upside of self-insurance without the catastrophic risk.
We pair your self-funded plan with robust stop-loss insurance. This strictly caps your maximum financial exposure, ensuring you get the massive savings of self-funding without catastrophic risk.
Stop flying blind. We provide complete transparency with real-time data and analytics on your healthcare costs and usage, allowing you to make strategic, data-driven decisions for your business.
Our Smart Health Concierge negotiates direct cash rates for planned procedures and expensive medications, passing those savings directly to your employees in the form of $0 copays and $0 deductibles.
There’s no catch or gotcha. Your team will always have access to great care from leading providers.
