A fresh approach to health benefits
A fresh approach to health benefits
20–50 Employees
You don't have to accept double-digit rate hikes every year. Our customizable SmartHealth™ program delivers the exact same coverage while saving your business 20 to 60% and giving your employees a plan with $0 copays and $0 deductable.
Trusted benefits for thousands of employees, families, and individuals.
Transitioning to a smarter health plan shouldn't mean more work for your team.
Love your current plan design but hate the costs? We can mirror your existing coverage so there is no need for new guides or retraining. It is the exact same plan experience—minus the waste.
Our dedicated Smart Health Concierge handles all employee questions, care coordination, and provider billing issues. Your HR team is completely freed from the burden of managing health benefits.
When you buy an off-the-shelf fully insured plan, you are paying for bundled services designed to hide carrier profit margins, opaque PBM rebates, and massive administrative fees.
We unbundle your health plan. By separating the components and negotiating direct cash rates with providers, we eliminate the hidden markups and pass those massive savings directly back to your bottom line.
See how our customizable Smart Health program transforms your healthcare spend from a liability into a strategic advantage.
We build the plan around your specific workforce needs, not carrier constraints. You have complete control over plan design, networks, and out-of-pocket structures.
Through our Smart Health Concierge, your employees gain access to $0 out-of-pocket costs for planned procedures, imaging, labs, and expensive medications.
By paying providers directly in cash and eliminating the insurance billing maze, we secure steep discounts that drastically reduce your annual healthcare spend.
There’s no catch or gotcha. Your team will always have access to great care from leading providers.
