Section 125: Good for People. Great for Payroll.

Turn employee wellness into a financial asset.

Our Section 125 (Cafeteria Plan) is an ACA-aligned program that allows employers to offer minor medical health benefits at no cost, while saving significantly on payroll taxes. It's a fully managed, plug-and-play program that reduces FICA liability and increases employee take-home pay.

The What

A savvy add-on to your existing health insurance

With no extra cost and no added administrative load, this government-sanctioned program keeps your team healthier, happier, and more dedicated than ever.

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Our promise

Guaranteed Tax Savings

Besides taking a proactive approach to employee health, you'll see a measurable increase in take-home pay through participation.

Employees can get up to $1,500 per year in excess tax savings realized in each paycheck.

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The How

A fully managed, plug-and-play program

We handle the administration so you don't have to. Turn employee health and wellness into a strategic financial advantage with zero admin burden.


How Section 125 works for your team

Employees must complete one qualifying health activity each month to remain eligible and unlock the tax benefits.

Health Education

Employees complete simple health-related preventive actions each month to show they are making their health a priority and and as a result are rewarded with tax-savings that result in real financial rewards.

Comprehensive Screening

Employees can opt to complete a comprehensive health screening to help identify conditions early and prevent illness through proactive care management.

Zero-Copay Visits

Employees gain access to zero-copay telehealth, clinical coaching, and unlimited in-office acute care. Just schedule a visit to treat illness or injury through covered services.


Section 125 offers real solutions to big time problems

Learn how this program helps companies save thousands each year—without cutting pay or benefits.

The Problem
The Solution
Pre-tax deductions reduce FICA liability

By utilizing a Section 125 Cafeteria Plan, employee contributions for health benefits are made on a pre-tax basis. This lowers their taxable income, which in turn reduces the employer's matching FICA tax liability, effectively lowering your overall payroll costs while boosting their take-home pay.

Free, personalized wellness coaching

To keep employees engaged, the program requires monthly participation in health activities via the PrimeCareGS app. Access to free telehealth and clinical coaching increases participation rates, helping to reduce lifestyle-related conditions before they become expensive medical claims.

A fully managed and automated program

You don't have to hire extra HR staff to manage this benefit. Our Section 125 offering is a fully managed, plug-and-play solution. We handle the compliance, tracking, and administration, resulting in zero added burden for your internal teams.

Zero-copay coaching and telehealth

Employees gain immediate access to real minor medical benefits. This includes zero-copay telehealth visits, unlimited urgent care visits with a $0 fee, clinical coaching, and even life insurance options, ensuring they get the routine care they need without financial hesitation.

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