A fresh approach to health benefits
A fresh approach to health benefits
Bridge Solutions is a direct-to-employer healthcare strategy broker that designs and implements health solutions for mid-market employers and small businesses.
Plan |
|
Typical Big Insurance HSA |
Typical Big Insurance CoPay |
|---|---|---|---|
|
Medical Deductible |
Single:$0 Family:$0 |
Single:$2,000 Family:$4,000 |
Single:$3,000 Family:$6,000 |
|
Medical Max OOP |
Single:$3K Family:$6K |
Single:$3K Family:$6K |
Single:$3K Family:$6K |
|
Member Copay: Primary Care Visits |
$0 |
$25 |
$35 |
|
Member Copay: Specialty Visits |
$0 |
$50 |
$70 |
|
Member Copay: Urgent Care |
$0 |
$50 |
$100 |
|
Member Copay: Emergency Room |
$250 |
$300 |
$500 |
|
Lab Work |
$0 CoPay |
20% |
$20 |
|
Prescription Drug Max OOP |
Integrated |
Integrated |
Integrated |
|
Prescription Drug Max OOP |
Integrated |
Integrated |
Integrated |
|
Prescription Drug Member Copays (Tier I/II/III/IV) |
$0/$30/$50/$100 |
$0/$30/$50/$100 |
$10/$70/$100/$250 |
Estimated Company Premium |
20% Savings
(on average before match) |
Typical Big Insurance HSA |
Typical Big Insurance CoPay |
|---|---|---|---|
|
Employee |
$558.10 |
$758.10 |
$898.10 |
|
Employee + Spouse |
$1,036.74 |
$1,236.74 |
$1,436.74 |
|
Employee + Child |
$1,036.74 |
$1,236.74 |
$1,436.74 |
|
Employee + Family |
$1,478.12 |
$1,984.52 |
$2,153.69 |